A Qualifying Life Event, is a change in your living situation that makes you eligible for a Special Enrollment Period.
A QLE, or a Qualifying Life Event, is a change in your living situation that makes you eligible for a Special Enrollment Period, or SEP, then making it possible for you to enroll in health insurance outside of the yearly open enrollment period. Most QLEs also allow employees to enroll in or increase their FSAs.
A qualifying life event can be one of the following:
- marriage
- birth of a child
- adoption of a child
- legal separation/divorce
- death in the family
- employee turns 26 (and loses prior coverage under parent's/guardian's plan)
- move to a new location (not always applicable depending on the new location, as most of our plans are national)
- involuntary loss of previous coverage